THE NEXT CHAPTER IN ATLAS

A lifetime of cover.
A connected view.

From the first premium to the moment a promise matters. Bring life insurance, investments, policyholders and independent oversight into one accountable operating platform.

Protection · Savings · Investment bonds · Retirement

Life operations / executive viewIllustrative data
One lifecycle. Three independent lines.Open example →
ONE ATLAS FAMILYSeparate verified sign-inEntity-scoped permissionsIndependent approvalsRetained evidence
THE LIFE PRODUCT UNIVERSE

Protection today.
Possibilities for tomorrow.

Configure the products your firm is authorised to provide. Premium methods, investment options and distribution countries follow the approved product design.

Premiums built around the contract. Single premium / lump sum, annual regular premium and monthly regular premium are supported. Enable the permitted methods for each approved product, with separate controls for top-ups, premium holidays, arrears, paid-up status and reinstatement.
CUSTOMER EXPERIENCE

Clear choices.
Considered decisions.

A customer view for policies and funds, and a controlled path for every request. Suitability is a reasoned human decision supported by evidence.

01 / KNOW THE CUSTOMEROnboard with confidence

Identity, policy roles, beneficiaries, source of funds, tax self-certification and customer support needs.

02 / UNDERSTAND THE NEEDAssess risk and affordability

Demands and needs, risk tolerance, capacity for loss, knowledge, experience, objectives and liquidity.

03 / SERVICE THROUGH LIFEKeep control of change

Advised and non-advised fund-switch requests, charges and guarantee impacts, assessments and approvals.

04 / HONOUR THE PROMISESupport claims with care

Claim notification, entitlement, bereavement support, independent decisions and Finance settlement controls.

THE WHOLE INSURANCE BUSINESS

Every department.
Clear accountability.

Board and executive oversight connect to operational records, departmental ownership, independent Risk and Compliance, and third-line Internal Audit.

LOCAL RULES. CONNECTED EVIDENCE.

Built for your
regulatory perimeter.

Isle of Man, Jersey, Guernsey, UK, EU, UAE, Cayman Islands and Bahamas. Each entity needs its own licence, product, customer and reporting applicability decisions.

FINANCIAL & REGULATORY INTEGRITY

From source data
to accountable reporting.

Connect actuarial, policy, investment and ledger evidence with independent approvals, reconciliations and controlled reporting releases.

01 / CAPITAL & ACTUARIAL

Solvency, in context

Separate Solvency II, Solvency UK and local regimes. Capture validated capital inputs, coverage ratios, technical provisions, ORSA/OSCA and stress evidence.

02 / FINANCIAL REPORTING

IFRS built into the close

Contract classification, IFRS 17 insurance and reinsurance, IFRS 9 assets, IFRS 15 fees, reconciliations, disclosure evidence and Board close packs.

03 / TAX & FINANCIAL CRIME

Separate reporting decisions

CRS/AEOI, FATCA and CARF with their own scope, data and schema controls. Local AML/CFT/CPF, sanctions and fraud processes informed by FATF standards.

A controlled implementation, with explicit go-live gates. This platform provides workflows and evidence controls. It is not an insurer licence or a compliance certification. Live issuance, dealing, payments and filings require approved integrations, validated models, complete local rule mapping and independent assurance.
BUILD YOUR LIFE PROPOSITION

Start with scope.
Grow with control.

One firm or a group. Choose the products and operating model, then agree the delivery, controls and cost.

Setup & enterprise pricing ↗